SPLIIT Pro vs Settle Up: Receipts, Groups and Repayments
Compare SPLIIT Pro vs Settle Up for receipt itemization, shared expense history, web access, transaction minimization, and group settlements.
Choose SPLIIT Pro for itemized receipts, private expense groups and repayment tracking. Choose a collaborative expense app when everybody must edit the same records. SPLIIT Pro does not import another app’s history, convert currencies or transfer money.
| Need | SPLIIT Pro | Settle Up |
|---|---|---|
| Scan receipt lines | Yes | Not presented as the core workflow |
| Assign shared items | Yes | Expenses can be divided among members |
| Running balances | Private expense groups and balances | Yes |
| Minimize settlement payments | Suggested repayments within each currency | Yes |
| Everyone sees the same expense history | Share a summary | Yes, expenses are backed up and visible to members |
| Web access | No | Yes, plus iOS and Android |
| Best fit | Scan, then check; Private expense groups and balances | Group expenses across days, weeks, or months |
Settle Up
Settle Up suits a group that needs everybody to see backed-up expenses, including through a web app. It shows balances and minimizes settlement transactions. Shared access and browser entry are the main differences from managing a private group in SPLIIT Pro. Settle Up.
SPLIIT Pro
Suppose four coworkers share a restaurant bill. One person had a $14 lunch special. Another had a $31 entree. Two shared a $12 appetizer, and only three ordered drinks. The receipt has tax and an 18% service charge.
Choose your people and photograph a receipt or upload a screenshot. Review the extracted items, prices, discounts and fees. Correct anything the scan missed, or enter the items yourself.
Assign each item to the people who shared it. Split a shared dish across just those diners; Distribute tax, tip and service fees proportionally.
Choose the payer or enter each person’s contribution when several people paid.
Share an itemized breakdown through WhatsApp, Messages or another app. Friends can read it without installing SPLIIT Pro. Pay each other using your usual method.
Trip organizer
Create a trip group and add each expense with its actual payer and participants. Leave skipped activities off that person’s share. Open the group to review the bill and settlement timeline. Keep balances in separate currencies; no exchange-rate conversion is applied.
Yes. Keep related bills in a private expense group, record who paid, and review suggested repayments for each currency. Record partial settlements after the money arrives. Friends can read shared breakdowns; They do not edit your group. Bill history stays on your device.
The free tier allows 7 saved contacts plus you and 3 groups. Scans refill over time. Pro removes ads and adds unlimited scans, contacts and groups, plus drafts. Past transactions remain readable for everyone.
Finish later with Pro: Save a draft from item review, assignment or payer entry and resume from Home.
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Frequently asked questions
Can I keep several shared bills in SPLIIT Pro?
Yes. Keep related bills in a private expense group, record who paid, and review suggested repayments for each currency. Record partial settlements after the money arrives. Friends can read shared breakdowns; They do not edit your group. Bill history stays on your device.
Can I use SPLIIT Pro for free?
The free tier allows 7 saved contacts plus you and 3 groups. Scans refill over time. Pro removes ads and adds unlimited scans, contacts and groups, plus drafts. Past transactions remain readable for everyone.
Does SPLIIT Pro send the repayments?
Share an itemized breakdown through WhatsApp, Messages or another app. Friends can read it without installing SPLIIT Pro. Pay each other using your usual method.
